|FAST BUSINESS LOANS||Documents Required|
Costs / Interest, Establishment & Legal fees CAPITALISED for the term of the loan
|- Rates Notice for nominated Security Property/ies|
$20k - $2million
Higher Amounts available
|- Valid Photo ID|
CAVEAT / SECOND MORTGAGE
and First Mortgages too
|- Last 6 months Home Loan Statements|
Up to 75% RESIDENTIAL
Up to 70% Commercial / Vacant Land
NEED CASH FOR YOUR BUSINESS FAST?
Get fast, easy access to funding
Business cash flow lending, Loans are based upon what we think you can comfortably manage.
We conduct an assessment on the health of your business, taking into consideration things such as how long you have been in business, revenue you earn, the industry you operate in, and others.
This information will determine how much money we believe that we can comfortably lend to you, and the repayment terms.
Funds to Grow & Run Your Business
Focus on your business with a small business loan to cover one-off expenses or invest in your business. With a Small Business Loan you can spend more time focusing on your plans to grow your business and less time worrying about how you’ll fund them. We’ll help you make sure you never miss an opportunity again.
Apply in 10 minutes - easy
Grow your business and manage your cash flow with fast, easy access to finance. Get fast application and decision, total repayment amount detailed up front, and funding possible in 24 hours in some circumstances*.
Trusted by thousands of Australian small businesses.
Free to apply, no obligation to proceed.
All you need is:
How it works
We use an advanced lending platform developed specifically for the Australian small business environment to evaluate the health of your business.
Our approval team will then advise you of the outcome of your application and the daily or weekly repayment schedule that best meets your needs.
* Standard credit approval criteria and terms and conditions apply.
*Lowest rate is 9.9% p.a. simple interest rate. Prospa uses a risk-based pricing model to determine applicable rates using factors such as industry, years in business, cash flow and creditworthiness. Rates for small business loans range from 9.9% to 26.5% p.a. simple interest rate. The lowest rate is only available to applicants with the strongest cash flows, business experience and credit ratings. A $10,000 12-month loan with a simple interest rate of 9.9% p.a. would have a total repayment amount of $10,990 and an Annual Percentage Rate of 17.5%. Approval is subject to credit assessment. Fees, terms and conditions apply. These rates apply to Prospa’s small business loan product only.
U1st Realty - Business Broking & Consulting Services, Buy & Sell Homes, New Home Builder, Granny Flats, Rental Home Property management.
REMEMBER: When it comes to protecting your Property Investment's VALUE - the 10 things that really matter include:- demographics, work trends, settlement patterns, finance, taxation, regulations, compliance, affordability, supply, and lastly demand.
General Advice Warning: Any advice contained within this website is of a general nature only! It is a condition of use that you further acknowledge and agree that you understand that purchasing property and/or investing in real property and/or undertaking the development of real property is inherently risky and subject to numerous variables and market forces and that we give no assurances or guarantees that you will make money by any of the Real Estate Activities you may decide to engage in. You acknowledge further that there is a real risk that you may lose money by engaging in Real Estate Activities and that you understand that in order to mitigate against such potential loss it will be essential for you to retain sufficiently qualified professionals to assist and advise you at every step in the process of all Real Estate Activities. The nature of the professional advisors will vary depending on the nature of the Real Estate Activities you engage in but will require (at a minimum) you to be advised by a licensed real estate agent, a licensed builder, a solicitor, a Financial Advisor and/or an accountant. You further acknowledge and agree that U1st Realy Pty Ltd is not licenced to provide financial advice and therefore any advice we may offer you is entirely general in nature do not take account of your specific circumstances or the Real Estate Activities you may engage in (except in the areas that we are licensed to personally advise you on). We provide quality general information and guidance to our clients so that you are able to question and engage the licenced professionals to get the advice you need, and to help you learn from the experiences of others that have already engaged in certain Real Estate Activities that you may be consiering.