Home Loans & Finance Options For The Business Owner / Self-Employed.

RedCap Finance Brokers are Authorised Credit Representatives of EZFinance Pty Ltd & with EZFinance Commercial Pty Ltd

When you truly understand financial literacy (Financial literacy is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources) and how your money can work for you; then implement disciplined effective cashflow & money management principles with your money; you will then have what you need to master your personal and business money management. You can be set free to focus on the things that matter to you most - lifestyle enhancement, business growth, wealth creation, and/or charity.

HOME LOANS & PERSONAL FINANCE

Your needs and situation are like no one else’s - YOU NEED A BROKER WHO WILL GIVE YOU THE CUSTOMISED SOLUTION THAt is suitable for you.

A home loan deal that saves your neighbour money might not be the most appropriate deal for you. That’s why the experience of our lending specialists really make a difference.  

An EZ Finance Lending specialist will identify your specific borrowing requirements, then use our Finance software platform to compare hundreds of home loans against those requirements. An hour invested with an EZ Finance Lending specialist could save you thousands of $$ in the long run. From the moment you choose a mortgage, your EZ Finance Lending specialist will walk you through the entire home loan process, from application, to settlement, and beyond. They’ll also show you where to sign and explain exactly what you’re signing.  

When you work out which is the best loan options for your situation, all you need then is to find the right bank or Lender which has the best interest rate, lowest fees, convenient locations with perhaps internet access! 

The list goes on and on; but that is where EZ Finance can help you through the maze, - quickly and "EZ".  

Home Loans for the Self Employed A significant percentage of the Australian economy is driven by small businesses and self-employed individuals, but these potential home buyers can face unique challenges when wishing to qualify for a self-employed mortgage.  

We have support and solutions available for almost every situation, including:  

• Short term ABN Registration (3 months minimum) 1 day GST registration available Accountants declaration as evidence of income
• Complex borrowing structures
• Funding up to 90% LVR Defaults and arrears considered Equity release available for business purposes Debt consolidation
• Pay-out of ATO Debt

CAR, TRUCK & EQUIPMENT LOANS

VEHICLE FINANCE: GET YOUR FINANCE PRE-APPROVED 

Securing finance for your new car through the dealership is easy. Produce your driver’s license and a few other documents and, before you know it, you’re behind the wheel of your new car.  

But not so fast.  

Most of us don’t have a spare $20, $30, or $50,000 lying around to spend on our new car, so we need to get finance. 

But...

to prevent a severe case of buyer’s remorse; we take a closer look at the reasons why you should arrive at the dealership/caryard with pre-arranged finance with your broker.  

Loans for Overseas Buyers  

There are outstanding opportunities for property investment in Australia, whether you are an overseas citizen or an Australian citizen living and working overseas. If you are looking to purchase property in Australia as a non-resident, we can demonstrate a range of options that meet your requirements. Our team and our partners have a strong record of providing finance and assistance to overseas residential property buyers and investors. Thanks to our strong network and direct access to an extensive range of lenders, we always finds solutions, where often traditional lenders such as banks and mortgage lenders are simply not geared to help.  

Residential property buying in Australia from overseas?  

• Your borrowings can be up to 70% of the purchase price of a new property in Australia
• If you want to refinance an investment property you are eligible to borrow up to 70%
• Even though you are classified as a foreign investor, if you live in Australia or are married to an Australian citizen you have a higher borrowing level  

Within our team of mortgage brokers, we can find someone fluent in your first language. We can check that your income currency is an acceptable one.

We have provided hundreds of millions of dollars to overseas borrowers purchasing Australian residential properties. Why not join them?  

If you are an overseas resident looking to make an investment in Australian property, simply contact us and we can help you evaluate your options.