RedCap Finance Brokers are Authorised Credit Representatives of EZFinance Pty Ltd & with EZFinance Commercial Pty Ltd
When you truly understand financial literacy (Financial literacy is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources) and how your money can work for you; then implement disciplined effective cashflow & money management principles with your money; you will then have what you need to master your personal and business money management. You can be set free to focus on the things that matter to you most - lifestyle enhancement, business growth, wealth creation, and/or charity.
A home loan deal that saves your neighbour money might not be the most appropriate deal for you. That’s why the experience of our lending specialists really make a difference.
An EZ Finance Lending specialist will identify your specific borrowing requirements, then use our Finance software platform to compare hundreds of home loans against those requirements. An hour invested with an EZ Finance Lending specialist could save you thousands of $$ in the long run. From the moment you choose a mortgage, your EZ Finance Lending specialist will walk you through the entire home loan process, from application, to settlement, and beyond. They’ll also show you where to sign and explain exactly what you’re signing.
When you work out which is the best loan options for your situation, all you need then is to find the right bank or Lender which has the best interest rate, lowest fees, convenient locations with perhaps internet access!
The list goes on and on; but that is where EZ Finance can help you through the maze, - quickly and "EZ".
Home Loans for the Self Employed A significant percentage of the Australian economy is driven by small businesses and self-employed individuals, but these potential home buyers can face unique challenges when wishing to qualify for a self-employed mortgage.
We have support and solutions available for almost every situation, including:
Securing finance for your new car through the dealership is easy. Produce your driver’s license and a few other documents and, before you know it, you’re behind the wheel of your new car.
But not so fast.
Most of us don’t have a spare $20, $30, or $50,000 lying around to spend on our new car, so we need to get finance.
to prevent a severe case of buyer’s remorse; we take a closer look at the reasons why you should arrive at the dealership/caryard with pre-arranged finance with your broker.
There are outstanding opportunities for property investment in Australia, whether you are an overseas citizen or an Australian citizen living and working overseas. If you are looking to purchase property in Australia as a non-resident, we can demonstrate a range of options that meet your requirements. Our team and our partners have a strong record of providing finance and assistance to overseas residential property buyers and investors. Thanks to our strong network and direct access to an extensive range of lenders, we always finds solutions, where often traditional lenders such as banks and mortgage lenders are simply not geared to help.
Residential property buying in Australia from overseas?
Within our team of mortgage brokers, we can find someone fluent in your first language. We can check that your income currency is an acceptable one.
We have provided hundreds of millions of dollars to overseas borrowers purchasing Australian residential properties. Why not join them?
If you are an overseas resident looking to make an investment in Australian property, simply contact us and we can help you evaluate your options.
Commercial and Busines loans are quite specialised and perhaps can be even harder to get as the banks and lenders have really tightened up their policies to reduce their risk exposure.
The GOOD news is, that many other NEW players are coming into the commercial finance space every week with their own different set of guidelines which may be more suitable to MEETING your needs. Contact RedCap Finance Brokers - Your EZ Finance business advisor today to see how we may secure finance for your situation!
Business finance options
Money Management and Protecting Your Credit Score can be difficult.
There are lots of opinions on how to manage your money and credit profile successfully, but sifting through all that can be a challenge, however here are some tips that may assist you further.
Credit scores help lenders decide if they should lend money to you. Knowing your credit score can help you to negotiate a better deal with your bank or find an alternative lender that will reward your good credit history.
Improving your credit rating starts with looking at your current financial situation and looking for ways to improve it.
Please Take Note
U1st Realty is a licenced real estate agent and is able to give property advice within the scope of their licence. The nature of the professional advice given will vary depending on the nature of the Real Estate Activities you engage in; but will require (at a minimum) you need to be advised by a licensed real estate agent, a licensed builder, a solicitor, a Financial Advisor, and/or an accountant. You further acknowledge and agree that U1st Realy Pty Ltd is not licenced to provide financial advice and therefore any information we may offer you is entirely factual information in nature, except in the areas that we are licensed to advise you on. We provide quality factual information and real estate guidance to our clients so that you are able to question and engage the various appropriately licenced professionals to get the personal advice you need; and to help you learn from the experiences of others that have already engaged in certain Real Estate Activities that you may be considering.
Allan Pearson of RedCap Finance Brokers is an authorised finance advisor with EZFinance Pty Ltd. ACN:140178383 - Australian Credit Licence Number (ACL): 392611 and it's authorised Advisors are fully qualified to give advice and assist with all/any consumer lending. EZFinance Pty Ltd is a member of AFCA.
Allan Pearson of RedCap Finance Brokers is an authorised finance advisor with EZFinance Commercial Pty Ltd (ACN:639833604) and it's authorised advisors are fully qualified to give advice and assist with all/any Commercial / Business lending. EZFinance Commercial Pty Ltd only advise and assist with "Non-Coded" finance (as described in the NCCP act 2009) and are not a member of AFCA.